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Click here to search all Homes for sale in Central Ohio
 
Columbus Real Estate
3 BR investment # 510
Investment Columbus Real Estate

Zip 43204 Columbus
Freddie Mac Foreclosures
Foreclosed Discount Homes
Columbus Freddie Mac Real Estate

HUD Foreclosures
Columbus Foreclosure
Partial rehab SOLD # 516
Columbus Foreclosed Home

Zip 43227 Columbus
Fannie Mae HUD Homes
for Sale on this site

Foreclosure Homes For Sale
HomePath
By Fannie Mae
Lancaster Home for Sale
Ranch SOLD # 709
Lancaster Ranch Home for sale
Zip 43130 Lancaster
Foreclosed Hilliard
4 BR SOLD # 504
Foreclosed Hilliard Home
Zip 43026 Hilliard
Columbus Home
4 BR SOLD # 520
Foreclosed Columbus Home

Zip 43204 Columbus
Columbus Foreclosed
3 BR condo # 756
Columbus Condo Foreclosure for sale
Zip 43224 Columbus
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Grove City Foreclosure
3 BR SOLD # 310
Grove City Foreclosure

Zip 43123 Grove City
Westerville Foreclosure
3 BR SOLD # 526
Westerville Foreclosure

Zip Code 43081
Columbus Foreclosure
Condo SOLD # 527
Foreclosure in Columbus ohio

Zip 43228 Columbus
Westerville Real Estate
3BR 2 story # 517
Westerville Foreclosure for sale

 Zip 43081 Westerville
Foreclosed Columbus
2 BR SOLD  # 528
Columbus Foreclosed Home for Sale

Zip 43207 Columbus
Columbus Foreclosure
4 BR SOLD # 309
Columbus Home for Sale

Zip 43221 Columbus
Columbus Foreclosure
2 story 2 bath # 511
Columbus Real Estate

Zip 43004 Columbus
Columbus Real Estate
3 BR Nice 529
Columbus Real Estate for sale

Zip 43227 Columbus
Columbus Foreclosed
3 level split # 506
Columbus Foreclosure
Zip 43232 Columbus
Hebron Home for Sale
3 BR SOLD # 524
Hebron Foreclosure

Zip 43025 Hebron
Pataskala Foreclosure
3 BR  2.87 Acres # 713
Pataskala Foreclosure

Zip 43062 Pataskala
New Albany Foreclosed
2 BR Condo SOLD  # 518
New Albany Foreclosure

Zip 43054 New Albany
Grove City Real Estate
3 BR 2 SOLD # 317
Grove City Home for Sale
Zip 43123 Grove City
Columbus Real Estate
3 BR SOLD # 708
Columbus investor foreclosure

Zip 43222 Columbus
Columbus Foreclosure
3 BR SOLD # 726
Columbus Foreclosure for Sale

Zip 43228 Columbus
Columbus Home for sale
SOLD     # 523
Columbus Foreclosed Home for Sale

Zip 43204 Columbus
Reynoldsburg Condo
2 story Condo # 719
Reynoldsburg Condo for sale

Zip 43068 Reynoldsburg
Columbus Foreclosed
2 BR SOLD # 217
Columbus Foreclosed Home

Zip 43211 Columbus
Lancaster Foreclosure
3 Br SOLD # 522
Lancaster Foreclosure for Sale

Zip 43130 Lancaster
 Columbus Foreclosure
Big price reduction # 512
Foreclosed Columbus Home

Zip 43229 Columbus
Lancaster Foreclosure
SOLD    # 509
Lancaster Real Estate Foreclosure
Zip 43130 Lancaster
Foreclosure Real Estate
2 BR SOLD # 530
Newark Foreclosed Condo
Zip 43055 Newark
Gahanna Foreclosure 
3 BR SOLD # 508
Gahanna Real Estate for Sale

  Zip 43230 Gahanna

Why use Clifford Realtors when buying or selling in Central Ohio

When you are searching for Foreclosure Real Estate in Columbus and Central Ohio in many cases Clifford Realtors is the Real Estate Company that lists these homes for Freddie Mac. We have foreclosed homes for sale in all of Central Ohio. Unlike many other Companies, we don't just offer you lists of foreclosures, we actually list and sell foreclosed real estate. Here you can deal direct with Clifford Realtors the Company that lists many of these homes for sale. We offer the complete MLS (Multiple Listing Service) including condos, town homes, foreclosures and new homes in all Columbus Ohio and all Central Ohio.

Nine reasons to buy a house right now in Columbus and Central Ohio

Buying a house is like having a baby: there's no absolute perfect time to do either.

The down payment-interest rate-economic factors-qualification quadrangle can be so confusing. Rising rates, loosening requirements, down payment options, buyer's markets, seller's markets - what does it all mean to you if you want to buy a home? The truth is that while the banks might have a magical formula to determine your mortgage-worthiness, determining if the time is right really comes down to three main questions:

Do you want to buy a home?
Are you financially prepared?
Is your credit where it needs to be?

If yes, then go for it. Here are nine reasons to do it now.


1. Prices are good. According to the latest S&P/Case-Shiller report, home prices are still gaining, but have slowed. "The 10-City Composite gained 5.5% year-over-year and the 20-City 5.6%, both down from the 6.7% reported for July," they said. "The National Index gained 5.1% annually in August compared to 5.6% in July." This is good news if you were afraid that big price gains would put homeownership out of reach and also bodes well for your long-term equity once you purchase.

2. Rates are low. "Imagine paying over 18% interest on a 30-year fixed mortgage. It's almost unthinkable. But that was the reality for home buyers in October 1981 -- a year when the average rate was almost 17%," said Yahoo Finance. "The average rate has been 5.18% since the start of this country's history," making today's rates, which hover around historic lows at 4%, sound even better.

3. Loan requirements are softening. They're not approaching the look-the-other-way-and-stamp-it-approved levels that led to the market crash, but the overly tough restrictions that followed have loosened. "Major lenders are making adjustments," said The Street. "Wells Fargo has lowered the minimum FICO score for borrowers applying for loans insured by the Federal Housing Administration to 600 from 640." They also count JPMorgan Chase's lowered loan-to-value "standards in certain markets for both jumbos and conforming mortgages." For buyers that can mean an easier road to loan approval, even without a ton of money upfront and perfect credit.

4. FHA loans make it even easier for first-time buyers. If your credit is less than stellar and you don't have a large down payment, an FHA loan can get you in the door. Credit scores can be as low as 620 to qualify and only 3.5% down is required. Whether you've never bought before or have been out of the market for a few years, an FHA loan can be your answer.

5. Fewer buyers around the holidays means less competition for you and more negotiating power. "Sellers who are actively looking to sell their homes during the holiday months -- namely, October through December -- are serious about shedding the weight of their residences," said US News. "This often works in favor of savvy buyers looking to get a deal on discounted homes. Having less competition on the buyer's side can mean lower prices on homes, in addition to fewer counter-offers to compete against."

6. Rates are predicted to rise. "The Mortgage Bankers Association expects the average rate on a 30-year, fixed rate mortgage to rise slowly to 5.1 percent by the end of 2015," said the Washington Post. If you want to take advantage of low rates, now is the time.

7. Pent-up demand could zap affordability. "The housing market is about to get even more competitive," said Yahoo. "The pent-up demand of younger professionals, who moved back in with their parents during the recession, is about to explode. This eager subset of buyers will create some steep competition for homes, especially if they have been saving up to make larger down payments or high ticket offers. If the current homes on the market have more potential buyers, bidding wars develop, and the purchase prices are driven up.

8. "Buying is cheaper than renting in most markets," said Housingwire. With a little knowledge of loan options and low down payment programs, you can easily flip the switch from renter to homeowner.

9.
Because you want to buy a home. There really is no more compelling reason than that. You want it. So make it happen.
 

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Clifford Realtors

 

Dora Clifford Real Estate
Dora Clifford
Broker/Owner
When Real Estate experience counts
Freddie Mac - Homesteps
614-501-1500
dclifford@cliffordrealtors.com



Ed Hafer Real Estate
Ed Hafer
Realtor
614-501-1500
Cell: 614-397-8670
ehafer@cliffordrealtors.com

 

Michael T. Clifford Real Estate
Michael T. Clifford
Realtor

mtclifford@cliffordrealtors.com
614-501-1500
Cell: 614-735-0425


AJ Davis Foreclosures For Sale
A.J. Davis
Realtor
ajdavis@cliffordrealtors.com

614-501-1500
Cell: 614-915-7119


Kelly Marcantonio
Realtor
Kelly@cliffordrealtors.com

614-501-1500
Cell: 614-446-1306


Chris Davis, Realtor
Preferred Auctioneer


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Updated 11/23/2014
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