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 Central Ohio and Columbus Oh Real Estate For Sale. Find Homes in Columbus and Central Ohio, Bank Owned Homes for Sale Updated Daily.
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Click here to search all Homes for sale in Central Ohio
 
Columbus Real Estate
3 BR investment # 510
Investment Columbus Real Estate

Zip 43204 Columbus
Freddie Mac Foreclosures
Foreclosed Discount Homes
Columbus Freddie Mac Real Estate

HUD Foreclosures
Reynoldsburg Foreclosure
Move in Ready # 516
Reynoldsburg Real Estate for Sale

Zip 43068 Reynoldsburg
Fannie Mae HUD Homes
for Sale on this site

Foreclosure Homes For Sale
HomePath
By Fannie Mae
Columbus Home for Sale
2 BR Duplex # 709
Columbus 2 Br Home for Sale
Zip 43232 Columbus
Foreclosed Hilliard
4 BR SOLD # 504
Foreclosed Hilliard Home
Zip 43026 Hilliard
Columbus Condo Home
1 bedroom Condo # 520
Columbus Condo for Sale

Zip 43209 Columbus
Columbus Foreclosed
3 BR condo # 756
Columbus Condo Foreclosure for sale
Zip 43224 Columbus
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Grove City Foreclosure
3 BR SOLD # 310
Grove City Foreclosure

Zip 43123 Grove City
Obetz Foreclosure
3 BR 1.5 bath # 526
Obetz real estate for sale

Zip Code 43207
Columbus Foreclosure
Condo SOLD # 527
Foreclosure in Columbus ohio

Zip 43228 Columbus
Westerville Real Estate
3BR 2 story # 517
Westerville Foreclosure for sale

 Zip 43081 Westerville
Foreclosed Columbus
2 BR SOLD  # 528
Columbus Foreclosed Home for Sale

Zip 43207 Columbus
Dublin Foreclosure
2 BR, 2 baths # 309
Dublin Foreclosure for sale

Zip 43017 Dublin
Columbus Foreclosure
2 story 2 bath # 511
Columbus Real Estate

Zip 43004 Columbus
Columbus Real Estate
3 BR Nice 529
Columbus Real Estate for sale

Zip 43227 Columbus
Columbus Foreclosed
3 level SOLD # 506
Columbus Foreclosure
Zip 43232 Columbus
Hebron Home for Sale
3 BR SOLD # 524
Hebron Foreclosure

Zip 43025 Hebron
Pataskala Foreclosure
3 BR  2.87 Acres # 713
Pataskala Foreclosure

Zip 43062 Pataskala
New Albany Foreclosed
2 BR Condo SOLD  # 518
New Albany Foreclosure

Zip 43054 New Albany
Buckeye Lake Real Estate
SOLD         # 317
Buckeye Lake foreclosure
Zip 43008 Buckeye Lake
Columbus Real Estate
3 BR SOLD # 708
Columbus investor foreclosure

Zip 43222 Columbus
Columbus Foreclosure
3 BR SOLD # 726
Columbus Foreclosure for Sale

Zip 43228 Columbus
Columbus Home for sale
SOLD     # 523
Columbus Foreclosed Home for Sale

Zip 43204 Columbus
Reynoldsburg Condo
2 story Condo # 719
Reynoldsburg Condo for sale

Zip 43068 Reynoldsburg
Columbus Foreclosed
2 BR SOLD # 217
Columbus Foreclosed Home

Zip 43211 Columbus
Reynoldsburg 3 BR Ranch
Move in ready # 522
Reynoldsburg three bedroom ranch foreclosure

Zip 43068 Reynoldsburg
 Columbus Foreclosure
Big price reduction # 512
Foreclosed Columbus Home

Zip 43229 Columbus
Lancaster Foreclosure
SOLD    # 509
Lancaster Real Estate Foreclosure
Zip 43130 Lancaster
Foreclosure Real Estate
2 BR SOLD # 530
Newark Foreclosed Condo
Zip 43055 Newark
Gahanna Foreclosure 
3 BR SOLD # 508
Gahanna Real Estate for Sale

  Zip 43230 Gahanna

Why use Clifford Realtors when buying or selling in Central Ohio

When you are searching for Real Estate in Columbus and Central Ohio in many cases Clifford Realtors is the Real Estate Company that lists these homes for Freddie Mac. We have homes for sale in all of Central Ohio. Unlike many other Companies, we don't just offer you lists of foreclosures, we actually list and sell real estate. Here you can deal direct with Clifford Realtors the Company that lists ma these homes for sale. We offer the complete MLS (Multiple Listing Service) including condos, town homes, foreclosures and new homes in all Columbus Ohio and all Central Ohio.

THE THREE MOST IMPORTANT RESPONSIBILITIES HOME BUYERS HAVE

The American dream of owning a home is something everyone should have if they want it. You should be able to live where you want and enjoy the features of your environment that help you relax, entertain, play, and do more of the things you enjoy without the restrictions imposed by a landlord.

You can own a pet, build a tree house, paint the walls your favorite color, and play music and videos as loud as you like without disturbing your neighbors. That's the essence of the dream -- independence.

For most first-time buyers, it's better to accept that for dreams to come true, you have to do the groundwork. Yes, you will be far more independent than you would as a renter, but you will still have some very real responsibilities to make homeownership work. Here are the top three responsibilities you'll have as a homeowner.

Financial responsibilities

You owe your lender timely payments. Paying on time helps you build your credit. With great credit, you can take on more projects such as remodeling, or you'll be able to buy furniture, cars or other things you want with lower interest on your payments.

Your debts should never be more than 40 percent of your income. If you get overextended, you'll have problems meeting the minimum payments. Instead, limit the amount of credit you actively use and pay off balances every month. Don't add new charges until you've paid off your balances.

You should also be in a position to save money, which you can do several ways. You can put money in your 401K, you can pay extra on your principal every month, or you can buy bonds or invest in the stock market, according to your tolerance for risk. You can put money in a safety deposit box or under the mattress as long as you are saving rather than overspending.

Common wisdom is to build six months of cash so you can continue to make your house payments if you lose your job or become ill. You need savings for emergencies, large expenses such as student debt, and retirement.

Neighborhood responsibilities

When you buy a home, your household becomes part of the neighborhood. You can influence whether or not the neighborhood prospers or declines simply by the way you treat your neighbors and your home. It's up to you to uphold or to set a higher standard for the neighborhood by keeping your lawn and trees trimmed, your home freshly painted, and toys and trash picked up from the entry.

This is the way you can protect your investment and those of your neighbors. It's one of the reasons many neighborhoods have homeowners associations -- to protect values by standardizing safety and maintenance for the community.

To get the benefits the HOA provides such as higher and consistent home values, you have to pay your dues and obey the covenants. You can volunteer to help or you'll have to abide by the decisions others make. Before you buy a home in a HOA-managed community, read the covenants so you'll know what you're getting into. If not being able to use certain exterior paint colors bothers you, then don't buy the home. Find something else.

Household responsibilities

You owe yourself and the other members of your household the best life you can possibly provide. Buying a new home is a great time to step up your lifestyle and enjoy what your new home and the community has to offer.

Your home should help you be who you want to be. That's the purpose of shaping your environment. You have control over whether you entertain like Martha Stewart, paint in your studio like the next Picasso, or grow a lawn as sleek as the Augusta fairways.

Choose a home that meets as many needs as you can within your means. Separate bedrooms for the kids may be doable, but you may have to compromise on a Jack and Jill shared bath. This is an excellent opportunity to teach your older children about prioritizing, delayed gratification, give and take and winning and losing gracefully.

Make sure the area you select offers amenities that your building doesn't have. If you don't have a yard for the kids and the dog, make sure there's a park and playground nearby.

Think about how far and how long it will take you to get to shopping, work, and other friends and family. Think about how a long commute will affect your family. Would you rather be sitting in traffic or attending your son's ball game?

You and your spouse may want the prestige of living in a certain area, but if your house-payment is too high, you'll introduce problems into the relationship you don't need. It's about making choices that make sense. Better to buy a smaller home in a great neighborhood and keep the arguing down.

Buy the best home you can that's within your means and it will see you through years of comfort.




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Clifford Realtors

 

Dora Clifford Real Estate
Dora Clifford
Broker/Owner
When Real Estate experience counts
Freddie Mac - Homesteps
614-501-1500
dclifford@cliffordrealtors.com



Ed Hafer Real Estate
Ed Hafer
Realtor
614-501-1500
Cell: 614-397-8670
ehafer@cliffordrealtors.com

 

Michael T. Clifford Real Estate
Michael T. Clifford
Realtor

mtclifford@cliffordrealtors.com
614-501-1500
Cell: 614-735-0425


AJ Davis Foreclosures For Sale
A.J. Davis
Realtor
ajdavis@cliffordrealtors.com

614-501-1500
Cell: 614-915-7119


Kelly Marcantonio
Realtor
Kelly@cliffordrealtors.com

614-501-1500
Cell: 614-446-1306


Chris Davis, Realtor
Preferred Auctioneer


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Updated 01/26/2015
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