Columbus Ohio Real Estate
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    Freddie Mac - Homesteps

Click here to search all Homes for sale in Central Ohio
Blacklick Real Estate
4 BR  2.5 baths # 510
  Blacklick Real Estate

Zip 43004 Blacklick
Freddie Mac Foreclosures
Foreclosed Discount Homes
  Columbus Freddie Mac Real Estate

HUD Foreclosures
Hilliard Home for Sale
3 BR 1.5 bath # 516
 Hilliard Home For Sale

Zip 43026 Hilliard
Fannie Mae HUD Homes
for Sale on this site

Foreclosure Homes For Sale
By Fannie Mae
Westerville Home for Sale
SOLD    # 709
  Westerville Foreclosed Home

Zip 43231 Westerville
Columbus Condo for Sale
2 BR Condo garage # 504
  Columbus Condo for Sale
Zip 43232 Columbus
Columbus Condo Home
1 bedroom Condo # 520
  Columbus Home For Sale

Zip 43209 Columbus
Columbus Foreclosed
3 BR condo # 756
Zip 43224 Columbus
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Blacklick Foreclosure
2 BR SOLD   # 310
  Blacklick Foreclosure for Sale

Zip 43004 Blacklick
Obetz Foreclosure
3 BR 1.5 bath # 526

  Obetz real estate for sale

Zip Code 43207
Newark Foreclosure
4 BR Super Nice # 527
 Newark Real Estate for Sale

Zip 43055 Newark
Westerville Real Estate
# 517
Westerville Foreclosure for sale

 Zip 43081 Westerville
Foreclosed Newark
2 BR Condo # 528
Newark Foreclosed Condo for Sale

Zip 43055 Newark
Lancaster Foreclosure
SOLD     # 309
  Lancaster Foreclosures for Sale

Zip 43130 Lancaster
Columbus Foreclosure
2 story 2 bath # 511
  Columbus Foreclosed home For Sale

Zip 43004 Columbus
Columbus Real Estate
3 BR Nice 529
  Columbus home for Sale

Zip 43227 Columbus
Columbus Foreclosed
3 Br 2.5 story # 506
  Columbus Real Estate for Sale

Zip 43206 Columbus
Columbus Condo for Sale
2 BR Move in ready # 524
Columbus Condo for Sale
Zip 43232 Columbus
Pataskala Foreclosure
3 BR  2.87 Acres # 713
 Pataskala Real Estate For Sale

Zip 43062 Pataskala
Newark Foreclosed
3 BR two story # 518
  Newark Foreclosed Home for Sale

Zip 43055 Newark
Gahanna Real Estate
Duplex Special # 317
 Gahanna Real Estate
Zip 43230 Gahanna
Bremon Real Estate
3 BR SOLD # 708
  Breman Real Estate

Zip 43107 Bremon
Columbus Foreclosure
3 BR Move in ready # 726
Columbus Foreclosure

Zip 43223 Columbus
Columbus Home for sale
3 Br 1.5 baths # 523

  Columbus Condo for Sale

Zip 43204 Columbus
Columbus Foreclosure
3 BR Investor # 719

Columbus Foreclosure

Zip 43211 Columbus
Columbus Foreclosed
2 BR 1200+ Sq. Ft. # 217

Zip 431330 Columbus
Reynoldsburg 3 BR Ranch
SOLD     # 522
Reynoldsburg Home for Sale

Zip 43068 Reynoldsburg
 Columbus Real Estate
2 BR Condo # 512

Columbus Condo For Sale

Zip 43232 Columbus
Lancaster Foreclosure
SOLD    # 509
  Lancaster Real Estate

Zip 43130 Lancaster
Foreclosure Real Estate
3 Br Ranch # 530
Newark Home for Sale

Zip 43055 Newark
Gahanna Foreclosure 
3 BR SOLD # 508
 Gahanna Foreclosure for Sale

  Zip 43230 Gahanna

Why use Clifford Realtors when buying or selling in Central Ohio

When you are searching for Real Estate in Columbus and Central Ohio in many cases Clifford Realtors is the Real Estate Company that lists these homes for Freddie Mac. We have homes for sale in all of Central Ohio. Unlike many other Companies, we don't just offer you lists of foreclosures, we actually list and sell real estate. Here you can deal direct with Clifford Realtors the Company that lists many of these homes for sale. We offer the complete MLS (Multiple Listing Service) including condos, town homes, foreclosures and new homes in all Columbus Ohio and all Central Ohio.

Buyer's Advice: Don't Wait For a Better Deal, Article by: Blanche Evans, Realty Times

Despite a hot economy, mortgage interest rates are near historic lows. Prices are still below where they were nearly 10 years ago. Home values have risen for over five years allowing homeowners to build equity. Unemployment is down to where it was before the recession.

Prices are higher, inventory is tight, and buyers are being shut out of homes in many areas. Rents are higher than mortgage payments across the country. So buying a home is tougher than it's been in years. Some homebuyers may be wondering if they should wait for a better deal.

There are valid arguments to waiting and to jumping in the market. Either choice has its risks. If you don't buy, prices can go up even more. You'll pay more in rent and when you decide to buy, homes that you could have afforded now will be more expensive, possibly out of your range.

If you do buy a home, prices could go down, which will put you underwater longer, and possibly leaving you with an expensive asset that's harder to sell.

But consider this - what if you buy and prices go up? You'll accumulate instant equity, a savings account of a kind, all while receiving considerable tax breaks and other incentives. Would you feel just as weighed down by owning a home if it were appreciating in value instead of losing value?

There are no guarantees that home prices will turn in your favor. Local markets rise or fall based on their own micro-economies, but there is one truth that never changes -- you'll never know if you could have had a better deal unless you commit to making one.

In January 2015, Kiplinger's predicted a 3.5 percent increase in national home prices. By June, prices were already up 3.2 percent, according to the National Association of REALTORS.

At the least, you should run the numbers. Document what you spend in rent VS what you can afford as a house payment. On the conservative side, you should spend no more than 28 percent of your income on your mortgage payment, taxes and hazard insurance. Your other debts should be no more than seven to 14 percent of your income.

Factor in other costs, such as moving, commutes, schools, and, of course, your down payment.

Buying a home isn't just about the money. It's about lifestyle, safety, comfort, and easy access to the people and amenities you want to be close to.

You have to do what's comfortable for you and your family, whether that's remaining on the sidelines or buying a home. But here's a tip -- if you buy the home that best meets the needs of your household and budget, chances are that you'll be pleased with your decision for years to come.

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Dora Clifford Real Estate
Dora Clifford
When Real Estate experience counts
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Ed Hafer
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