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Foreclosure Information
If you have made any offer on any foreclosure,
you already know they are very different than buying from a private owner.
While they remain a really good buy they have several requirements.
Freddie Mac foreclosed properties are
usually priced well below market and you usually get instant equity. They
will pay for your closing costs, if the price is right, but they will not
pay for buyers closing costs plus the down. Even if this is added on to
the purchase price, they will only consider paying one of these charges.
They require a $500.00 earnest money check when the offer is made also.
They do reply to offers in a really short time, usually 24 hours. They
will consider some repairs if the inspector or its mortgage required.
Each mortgage company has its own individual guidelines so check this
out before writing your offer. Most do require an earnest money deposit
and a pre-approval letter from the buyers mortgage company.
Most mortgage companies will not pay for any inspections, repairs and
they require an earnest money deposit when you write your offer. Call
Clifford Realtors for more information on foreclosures.
614-501-1500 or e-mail
A short sale is very different
from a foreclosure. This is usually a pre-foreclosure and the mortgage
company considers bids that are less than the owners owe on their
mortgage. On most short sales, if the mortgage company agrees, the
difference on the owed amount and the sale amount is written off by the
mortgage company. On a short sale you can not be in any hurry to move.
Short sales can and usually do take weeks if not months for the mortgage
company to get back with your agent on the offer. If the bottom line is
what the mortgage company will accept, they will consider closing costs
and buyers down.
Call
Clifford Realtors for more information on foreclosures.
614-501-1500 or e-mail
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Real Estate in Columbus today
Recent years
have found many changes in Columbus.. Condos and lofts are now available
in the Columbus Downtown area, especially in the Nationwide Plaza Arena
area and the Columbus Short North. Real Estate prices starting in the low
$200,000's. Columbus Home prices have been affected less during the
current period than many other areas of the Country. Clifford Realtors
offers exclusive foreclosure listings from Freddie Mac and Fannie Mae in
all of Central Ohio priced well below the current market value. Owner
occupied, Re-hab and investment
properties can be bought from the low teens and
up. Single family real estate in Columbus currently will range
up to around $1,200,000. Call 614-501-1500.for
more info.
View Columbus Ohio MLS Homes for sale
Columbus Oh locator map
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Reynoldsburg Ohio History
Reynoldsburg Ohio Real Estate today
Reynoldsburg Real Estate prices range
from about $55,000 for a condo to $600,000 for a single family home.
Reynoldsburg is a growing community expanding mostly south toward
Pataskala. Reynoldsburg offers excellent schools, fire and police and is
ever improving. Reynoldsburg is renovating and beautifying Main Street
at the present with paver sidewalks and upscale street lighting.
Purchasing a Reynoldsburg Ohio Home can be one of the better investments
in Central Ohio.
Call 614-501-1500 for more info.
View Reynoldsburg Ohio MLS Real Estate for
Sale
Reynoldsburg Oh locator map
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Pataskala Ohio History
The first settler to the area which was
to become known as Pataskala was David Heron, who was living here in 1805
when Richard Conine and his wife Sarah visited the area. Richard Conine,
who was to become known as the "Father of Pataskala", liked what he saw,
and when he returned home to New Jersey, he arranged to purchase 2,000
acres of land here.
He returned to this area in 1821 to live and built the first grist mill in
the area at the south end of town, and prior to 1850, platted a village
which he called Conine. However, by the end of 1850, he had sold most of
his land, much of it to Jess Stoneman Green, and it was Green who actually
put the village of Pataskala on the map. Green laid out lots and sold
them, built buildings for businesses, and donated land for schools and
churches.
In 1851, the village of Pataskala received its first Post Office, and
controversy grew over the name of "Conine" until finally the name
"Pataskala", which is an Indian word meaning Licking, was decided upon and
from that point Pataskala continued to grow until it was finally
incorporated in 1891.
In 1994 Lima Township and the Village of Pataskala voters agreed to
establish a merger commission to research a possible merger. In 1995, the
citizens voted unanimously to accept the merger proposal, and as of
January 19, 1997, the Secretary of State declared Pataskala to be of city
status.
The City of Pataskala encompasses 39 square miles of territory. Its
boundaries begin at the Franklin/ Licking County lines on the west and
extend to past Watkins road on the east. The northern boundary is south of
CR. 25, Morse Road, and Jersey Township.
Pataskala's future looks economically sound. We proudly welcome you to one
of Ohio's fastest growing communities which is striving to retain its
rural flavor.
View Pataskala Ohio Real Estate For Sale
Pataskala Oh locator map |
Pickerington Ohio History
The first settlers in the
attractive, growing community that is now Pickerington, arrived in the
area in 1808. In 1815, Abraham Pickering laid out the original plat of
old Pickerington. One hundred fifty years later relatively few people
lived in the area, and Pickerington slumbered as an agricultural and dairy
community, seemingly distant from both the county seat, Lancaster, and the
state capital, Columbus. The growth and prosperity since 1965 have forever
changed Pickerington from an old country village to a major city in
northwest Fairfield County. Equidistant between Lancaster and Columbus,
today?s Pickerington is both a Columbus suburban community and a
transition zone leading to agricultural and open spaces to the east and
southeast.
The City?s population as estimated by the Mid Ohio Regional Planning
Commission (MORPC) for 2004 was 12,159. The unincorporated Violet
Township estimated population (excluding Pickerington and Columbus) was
approximately 18,200. As a result of reaching an official population of
over 5,000 persons, Pickerington was certified as a city by the Ohio
Secretary of State in 1991. Pickerington is the second largest city in
Fairfield County and is second in size only to Lancaster. An official
Pickerington seal, designed by local resident Nancy Brackbill, was adopted
in 1989 and gradually replaced other symbols as the official Pickerington
identification. The seal appears on the cover of the Annual Report and
Annual Budget, identifies city vehicles, and is used on all City
correspondence and publications. In 1996 the City was designated as by
the Ohio Legislature as the ?Violet Capital of Ohio.?
The Municipal Charter, which was enacted in 1980, set up a
Mayor-Council-Manager form of government. The Charter was amended by the
voters in 1990, and again in 2000 The Mayor is elected by popular vote,
performs ceremonial functions, recommends appointment of and acts as
supervisor of, the City Manager, is presiding officer of Council, is an
ex-officio member of all Council Committees, appoints the Clerk of Court,
may veto Council-passed legislation. The popularly elected seven member
City Council is the legislative body and possesses exclusive
appropriations powers. Council appoints the Law Director, Finance
Director, City Engineer, and concurs on the Mayor?s appointment of the
City Manager. Council also makes citizen appointments to several boards
and commissions. There are four standing Council Committees which Council
appoints: Finance, Rules, Safety, and Service. Pickerington City Manager
is the chief administrator of the City, is responsible for the day-to-day
operations of the municipality and municipal employees and appoints all
employees not appointed by Council.
View Pickerington Ohio Real Estate for Sale
Pickerington Oh locator map |
Canal Winchester History
Canal Winchester is
an historic community located approximately 15 miles Southeast of
downtown Columbus, Ohio along U.S. Route 33 in Franklin and Fairfield
Counties. Established in 1811, the Village has a rich history in
agriculture, commerce and transportation. The Ohio and Erie Canal,
completed through Canal Winchester 1831, identified Canal Winchester
as a strategic location for the business of that era.
Today, we are positioned within 10 minutes driving time of the
interstate highways, the international airports and the big city
amenities that fuel a dynamic Central Ohio economy. Canal
Winchester offers excellent medical care with 18 local family
physicians and 5 major hospitals within a short drive. The Fire
Department has 43 full-time professional fire fighters and two
locations to serve our area. Police services are provided by Franklin
County Sheriff's Department and serves Village residents 24 hours a
day. Our education system is committed to preparing its students for
college, technical schools and the workplace. A new high school was
built in 1993, and a new elementary school was added in 1998. We are
proud of the fact that at least 70% of our graduates attend
institutions of higher education and that 100% of our high school
seniors have passed the state proficiency test needed for graduation.
Downtown Canal Winchester epitomizes small town charm with paver
crosswalks, antique streetlamps and traditional storefronts. Parking
is readily available on the street or in free municipal lots. The
quaint center of Canal Winchester provides a wide range of products
and services including: post office, banks, doctors, restaurants,
retail and service businesses.
View Canal Winchester Ohio Real Estate for
Sale
Canal Winchester Oh locator map |
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Westerville Ohio History
Westerville Ohio is a
community with a rich history and heritage. In the more than 175 years
since the first settlers arrived, the people of Westerville have worked
hard to make it a place of which they could be proud. On June 24, 1806,
Edward Phelps and his family set out for Ohio from Windsor, Connecticut.
He had purchased 500 acres of land along Alum Creek. The journey lasted
two months and they arrived on August 22, 1806. The area was wild and
densely wooded but the promise was there...rich soil and a plentiful water
supply. They cleared the land and built a cabin. Soon, others joined these
first settlers, including the Wetervelt brothers who arrived in 1816 from
New York State. Land was donated by the Westervelt family for a new
school, called the Blendon Young Men's Seminary. In 1840, when a name for
the new post office was needed, the townspeople called it "Westerville" in
honor of the Westervelt's generosity. The Blendon Seminary was short lived
and in 1846 its land and two small buildings were acquired by the United
Brethren Church, and Otterbein University (now Otterbein College) was
opened in 1847. The new school, named after the church founder, enrolled
men and women regardless of race and prefaced Westerville's involvement in
the emerging anti-slavery movement.
One of Otterbein's best known students was Benjamin Hanby. He composed
more than 70 songs in the pre-civil war era, including, Darling Nelly Gray
and Up On The Housetop. His father, Bishop William Hanby, was an active
participant in the underground railroad of which Westerville was an
important stop. The village was incorporated in 1858 and later that year a
law was passed that banned the use or sale of "fermented spirits." And,
Westerville's long and lively temperance history was begun.
The first railroad train from Columbus arrived in 1873. What had been a 4
or 5 hour trip, was now a 45 minute ride. An electric street car system
linking Westerville to Columbus ran up the middle of State Street. In 1990
the headquarters of the Anti-Saloon League was moved from Washington D.C.
to Westerville. The temperance heritage had not been overlooked. As the
national headquarters of the Anti-Saloon League, Westerville became known
as the "Dry Capital of the World." It was the smallest town in the U.S.
with a first class post office, due to the large volume of printing and
promotional material produced by the League.
In 1920 "Prohibition" was voted in and the world went dry along with
Westerville. The Anti-Saloon League had won with "the noble experiment."
The "roaring twenties" saw Westerville prosper. The population had grown
to 2500 and the 3-C highway was completed through town and beyond. Kilgore
Manufacturing Company had over 175 employees and was the world's largest
producer of children's play guns and caps. Then came the crash.
The 18th amendment was repealed in 1933, a bitter
disappointment to the Anti-Saloon League. Although the world was wet
again, Westerville remained dry?true to the temperance tradition. The
depression gradually faded into the ominous clouds of World War II. Again
Westerville geared up for war. Kilgore Manufacturing started producing
hand grenades, flares and land mines and employment doubled. Gasoline and
food were rationed, Red Cross stations were set up and air raid wardens
trained. Westerville men gave their lives in Europe and the Pacific.
After World War II, Westerville grew quickly. Many new homes were built,
municipal services were expanded to meet the demand and the interstate
highway system reached Westerville. In 1960, Westerville became a city.
The public schools expanded with increased enrollment. Industrial parks
and shopping centers were developed. Otterbein College grew to almost a
thousand students and offered a broader curriculum.
Today Westerville reflects the American spirit. It has shared its moments
of pride and sorrow with the nation. It has lived through joy and sadness.
It is a small town. It is a good place to live.
View
Westerville Ohio Real Estate for Sale
Westerville Oh locator map |
We market Columbus Real Estate
foreclosures - Pataskala Foreclosed Real
Estate-43062, Reynoldsburg Foreclosures-43068, Pickerington Foreclosures-43147,
Columbus
Bank Owned Homes-Westerville Foreclosed Real Estate-43082,
Worthington Foreclosures-43085, New Albany Real Estate Foreclosures-43054, Pickerington Real Estate
Foreclosures-43147-Bexley Foreclosed Real Estate-43209,
Canal Winchester Foreclosures-43110
Please call if your city is not listed. (614) 501-1500 |
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Real Estate for Columbus and Central Ohio, Freddie Mac
Foreclosed Homes, Fannie Mae Foreclosed Real Estate for Sale, Buyers Agents, School Reports, Relocation Packages and
HUD Real Estate For Sale
Copyright 2011 Clifford Inc. dba Clifford Realtors
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rights reserved 1995 - 2012
Site designed by: Mike Clifford (614)
975-1640 for
CLIFFORDREALTORS.COM
6400 E. Main Street, Ste.102
Reynoldsburg, Ohio 43068
All information from this
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